Q: How do I order a personal credit report without becoming
on "Select Order Reports" and click on "Consumer
/ Personal Credit Report."
Q: How do I get access to pull an Employment Screening Report?
A: You must become a Subscriber and complete the Service Agreement
Q: How do I get the application and subscriber agreement?
on "Forms/Application" and download the
Q: How do I get access to the other reports?
A: Most report's
access require the completion of a subscriber agree and application.
Only the consumer report does not require and agreement.
Q: What is a Consumer Report?
A: A consumer
report contains information about your personal and credit
characteristics, character, general reputation, and lifestyle.
To be covered
FCRA, a report must be prepared by a consumer reporting agency (CRA) – a
that assembles such reports for other businesses.
Q: How do I dispute inaccuracies on my credit report?
A: Get the
name, address, and phone number of the CRA that supplied the
Send a letter to the credit reporting agencies (CRA) that reported the alleged
inaccuracies. You must provide correct, valid and relevant information to the
The CRA has 30 days to respond and will investigate your alleged inaccuracies.
the CRA finds inaccuracies they will be removed from your file.
2 BALDWIN PLACE
CHESTER, PA 19022
CUSTOMER ASSISTANCE DEPARTMENT
PO BOX 2104
ALLEN, TX 75013-2104
PO BOX 740241
ATLANTA, GA 30374-0241
Q: Who provide credit reporting information?
A: Experian, Trans Union, and Equifax.
Q: How long does it take to get a copy of your credit report?
A: It may take up to five days depending on how you access your
Q: How much does my credit report cost.
A: If you
were denied credit within 30 to 60 days your credit report
may be free of
charge. However, you may have a charge of up to $9.00.