Disclosures

K-LAK CORPORATION
DISCLOSURE TO CONSUMER

The K-LAK Corporation and it's employees, affiliates, divisions and/or subcontractors and Subscriber's shall comply with the Federal Fair Credit Reporting Act (FCRA), Enacted October 26, 1970; Reform Act of 1996 and Last amended June 30, 2003, § 609, 15 U.S.C. § 1681g).

The K-LAK Corporation, shall disclose accurately the nature and substance of the information on file at the time of request to the consumer with the proper identification.

§ 1681g. Disclosures to Consumers (Section 609)

1. Every consumer reporting agency shall, upon request, and subject to 610(a)(1) [§ 1681h], clearly and accurately disclose to the consumer:
   
   
   1. All information in the consumer's file at the time of the request, except that nothing in this paragraph shall disclose any information concerning credit scores or risk scores to the consumer.
      
      
   2. The sources of the information; except that the sources of information acquired solely for the use in preparing an investigative consumer report and actually used for no other purpose need not be disclosed –
      

• Information can be available to the plaintiff in court procedures under this title

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